Centralise your group’s bank signing authorities: who can sign what, on which account, in which entity. From update to signature to bank submission.
Built by treasurers, for treasurers
The problem
Excel files, Word documents, scanned PDFs. Every entity keeps its own truth, and nobody holds the right one.
A former employee can still sign without anyone knowing. It is the first fraud risk, and the least watched.
Every mandate must be rewritten, approved, signed and sent. The process is so long the mandate is already outdated by the time it reaches the bank.
“A signatory who had left six months earlier could still sign on the group’s accounts.”
A group treasurer · Group with over €1 billion in revenue
The product
Repository, updates, approval, signature, archiving: one system to manage your signatories and signing authorities.
01 · Repository
Entities, accounts, signatories, signing groups, amount thresholds by transaction type. The answer is there, current, in seconds.
02 · Mass update
Remove or add a signatory across all their accounts in a single operation. Kable regenerates every mandate, ready for signature.
Weeks of mandate updates, down to one morning.
03 · Approval and signature
The workflow is configured centrally and executed by subsidiaries, each within its own scope. The signature adapts to each bank: simple or advanced electronic, or a paper circuit.
04 · Audit trail
Who changed what, when, approved by whom: the full history, tamper-proof. Signed mandates are archived in one place, retrieved in seconds.
Who it’s for
Mid-caps and groups, in France and abroad. Holdings, subsidiaries, stakes: the whole perimeter in one system.
From dozens to several hundred accounts. Built for how French banks work, open to foreign banks.
We import your existing data; light rollout, no integration with your systems to get started.
“Ten years in corporate treasury taught me one thing: nobody can say with certainty who can sign what. Bank signing authorities are the great forgotten of digitalisation.”
Before Kable, I was a treasurer at several CAC 40 groups. Keeping bank signatory authorities up to date was part of my scope: people joining, leaving, changing roles, continuously.
The manual process is so slow that sometimes, before an update cycle even finishes, new changes are already waiting. You end up chasing your own mandates.
I built Kable to pull treasury teams out of that loop: Excel, paper reminders, registered mail, bank-by-bank tracking, everything that makes this topic painful and risky.
Security
Data encrypted at rest and in transit, hosted in the EU.
Infrastructure operated on ISO 27001 and SOC 2 Type II certified providers.
French qualified trust service provider. Level set per bank: simple, advanced, or handwritten.
Each user sees only their own perimeter. Every action is traced.
About
Kable is a SaaS platform for managing bank signing authorities, built for corporate treasury teams. It centralises a group’s legal entities, bank accounts, banks and signatories, generates bank mandates in the format each bank expects, routes approvals and signatures through a configurable workflow, and keeps an immutable audit trail of every change. Kable is hosted in the European Union and GDPR-compliant. Setup takes 48 hours: import of existing data, configuration of signing rules, then mandate generation.
Resources
eBAM (electronic Bank Account Management) standardises how a company and its banks manage bank mandates and signatories. A practical guide for treasury teams.
Read the articleComplianceBank signatory recertification is the periodic review that checks the signatories declared to your banks against reality. Why banks ask for it, and how to run the campaign without losing weeks.
Read the articleComplianceBank signing authorities are a classic audit control: who can sign what, have leavers been revoked, where is the proof? The typical auditor questions, and how to answer them in seconds.
Read the articleFrequently asked questions
Most teams are live within 48 hours. You send us your existing files (entities, accounts, signatories), we import the data and configure your signing rules with you. No re-keying on your side. The most complex groups take about a week.
Yes. Kable is hosted in the European Union, encrypted in transit and at rest, and GDPR-compliant. Access is controlled by role and by entity, and every change is recorded in an immutable audit trail.
Every bank has its own mandate format: that is exactly the problem Kable solves. We model your banks and their formats during onboarding, and the platform generates each document in the expected format. If we do not cover a format yet, we add it with you, at no extra cost.
Yes. Kable is built around the eBAM (Electronic Bank Account Management) ecosystem and the ISO 20022 standards: your signing authorities are structured in the framework banks and TMSs already know, ready for electronic transmission the day your banks accept it.
Kable is an annual licence per group, priced on the number of entities and banks. Onboarding, data migration and support are included. You get a range at the first conversation and a quote after the demo.
Absolutely. Send us your spreadsheets and we handle the migration. No manual entry required.
Yes. Kable integrates with e-signature providers. Both physical and electronic signatures are supported.
Access is controlled by role and by entity. For SSO (SAML) and automated user provisioning, tell us what your group needs and we scope it together during onboarding.
Yes. Your data is yours: on request and at the end of your contract, we return all of your data and generated documents in standard formats.
Yes. Role-based permissions let you control who can view, edit, approve, or submit, entity by entity.
Demo
Your entities, your banks, your approval workflows: a demo prepared on your real cases, not a generic tour.
30-minute demo on your cases · No commitment
“In the demo, you tell me how you handle this today, and I will tell you honestly whether Kable can help.”
Jonathan Perbet · Founder
